What Does Motorcycle Insurance Cover?

The motorcycle insurance agents at Neff & Associates Insurance Services Inc., serving the Pismo Beach, CA area, can explain motorcycle insurance’s importance.

In the state of California, at least a liability motorcycle insurance policy is required. This will cover the costs of property damage or bodily injury you cause in an accident.

What Does Motorcycle Insurance Cover?

In addition to motorcycle liability insurance that you must have in place to legally drive your motorcycle, you can choose from several other coverage options.

Uninsured and Underinsured Motorist Coverage

This type of insurance is important to have in case you ever are involved in an accident that is the other driver’s fault. Still, that particular driver either has no insurance or does not have enough insurance to cover everything for you.

Comprehensive and Collision Insurance

Both comprehensive and collision insurance may be required for you to have in place if you owe money to a lender for the purchase of your gorgeous motorcycle. If not, they are still great coverage options to have. This is because comprehensive insurance will replace or repair your bike if it is stolen or becomes involved in a fire, an act of vandalism, or a natural disaster.

Collision insurance will help pay for damage to your bike if you collide with another vehicle or even a stationary object.

Contact Neff & Associates Insurance Services Inc.

To obtain great motorcycle insurance policy for you and your situation, contact the experienced, trusted, and knowledgeable motorcycle insurance agents at Neff & Associates Insurance Services Inc., serving the Pismo Beach, CA area today!