Progressive renters insurance: What you need to know.

Most people do not realize the need for renters insurance but as a renter in Pismo Beach, CA, it is key to preparing for the unexpected.
Progressive Insurance provides renters insurance covers to quite a number of people and offers multiple types of insurance products including:

  • Replacement of assets
  • Protection from accidents and other injuries and repairs resulting from damages
  • Living expense coverage.

Progressive renters insurance offers a wide range of insurance solutions which suits every home owner’s needs. Often, protection from insurance providers gives you peace of mind regardless of the size of the claim. 

Getting a renters insurance service from progressive cover protects your personal belongings and has other add-ons which cover other expenses should you need them? This can help you cover the items you own that are pricey to buy or replace in case your insurance provider is reimbursing you with only the depreciated value in the event of damages or loss. 

All your valuables including clothing and electronics will, therefore, be replaced at the cost of the newly purchased item. In addition, they offer liability protection that covers substantial expenses like a lawsuit or in case an accident happens while you are renting, you and anyone in your rental house or home will also be covered by your progressive rental insurance policy. 

Any other deductibles (what you pay out of your own pocket for repairs or for another claim) will also be taken care of, whereby, the insurer pays a particular portion while the progressive covers the rest.

At Pismo Beach, CA, Neff & Associates Insurance Services Inc., we have networked professionals who offer a robust suite of coverages including progressive rental insurance. We are proud of our long-lasting relationships with our clientele because of the quality insurance coverages we offer to the residents of Pismo Beach in addition to our competitive pricing and low deductibles for renter’s insurance claims.

Why You Need Motorcycle Insurance?

When you are looking for a new mode of transportation, nothing can be more exhilarating than riding a motorcycle. For those that are in the Pismo Beach, CA area, taking a ride through the area can be a lot of fun and is a great way to get around. While a motorcycle is often considered more of a recreational vehicle, they are also important assets that need to be covered by insurance. There are several reasons why you need to make sure you have a good policy covering your motorcycle.

Required by Law

One of the main reasons why you will need to have motorcycle insurance coverage is that it is required by law. In California, you will need to make sure that you have at least the minimum level of liability coverage in place. While it is normally recommended that you have more coverage at all times, you will at least need to $30,000 per incident in bodily insurance coverage with a $15,000 per person cap. You will also need to have property damage liability coverage of at least $5,000.

Cover Your Asset

The law in California does not require you to carry any coverage that protects your asset. However, you should also consider getting a collision and a comprehensive policy on your bike. This coverage will provide you with reimbursement for a wide range of losses including theft, accidents, or vandalism.

When you are looking for motorcycle insurance coverage in the Pismo Beach, CA area, you should speak with Neff & Associates Insurance Services Inc. When you meet with Neff & Associates Insurance Services Inc, the insurance company will be able to make sure that you are properly educated on the need for motorcycle insurance coverage and they will help you get into the right policy.