As a motorcycle driver in the state of California, you need to at least meet the minimum requirements as set up by the insurance laws in the state. While these may be enough in coverage for some people, there may be others that consider getting a bit more coverage for their motorcycle and themselves. Here at Neff & Associates Insurance Services Inc we know that you need to at least have the minimum coverage here in Pismo Beach, CA.
What is the Minimum Motorcycle Insurance Requirement in CA?
For motorcycle insurance, the law is clear and outlines the specific type of coverage you need as well as how much. You need to have liability coverage on your motorcycle and the minimum coverage depends on the type. You need to have at least $15,000 in coverage for injury or death for one person. You also need to have at least $30,000 for total injury or death if there are multiple people that are hurt in the accident you caused. Lastly, you need to have at least $5,000 in coverage for damage to property. You may decide that you need more but as long as you have the minimum, you are compliant with the state laws.
If you do not have the minimum coverage for your motorcycle or you want to make sure that your policy meets the requirements, be sure to contact us at Neff & Associated Insurance Services Inc today. We are here to help those in the Pismo Beach, CA area ensure they are properly covered and will take a look at your current policy or get you a quote at no cost to you. We will also help you find a policy that fits in your budget so you do not have to sacrifice anything to remain compliant.