The more research you put into finding your auto insurance policy, the better suited your policy will be to your needs. We offer auto insurance to drivers in Pismo Beach, CA at Neff & Associates Insurance Services Inc.
The following are three questions to ask when you’re buying an auto insurance policy in California.
What are my deductible options?
You should explore the various deductible options of a policy. The deductible is the amount you pay out of pocket for a claim. The lower your deductible, the less you have to pay in the event of a claim. However, lower deductibles also generally mean higher monthly premiums.
Consider different deductible options to find a premium amount that fits into your budget.
Will my auto policy cover other drivers in my vehicle?
It’s a pretty common scenario that a vehicle owner wants to have another individual use his or her vehicle. Perhaps you will need to loan your vehicle to a friend in the future.
If it’s possible that you’ll be letting another individual drive your vehicle, you may want to discuss this possibility with your insurance provider. Make sure that your insurance policy will still provide coverage to avoid problems if another driver gets in an accident in your vehicle.
Does the policy in question include rental coverage and roadside assistance?
Two really helpful features of an auto insurance policy are rental coverage and roadside assistance. Rental coverage covers the costs of a rental vehicle while your own vehicle is in the shop being repaired after an accident. Roadside coverage means your insurance company will arrange for towing and other roadside services if you break down.
Feel free to get in touch with us to learn about our auto insurance policies in Pismo Beach, CA. We’re here to answer all our questions. Visit our website or give us a call at Neff & Associates Insurance Services Inc to get in touch.