Why You Should Review Your Home Insurance Policy Before The Summer Is Over

A lot can happen when you’re in Pismo Beach, CA. Your home insurance policy is designed to protect you. By reviewing your policy prior to the end of summer, you can make sure that it’s fully updated. Further, if you find that there are coverage gaps, you can fix it before another full year passes.

Additions to Your Home

The summer months are often where people make upgrades to their home. At Neff & Associates Insurance Services Inc, we can provide you with an updated policy based on anything you may have done to your home. This includes fencing, a swimming pool, or anything else.

Any additions have to be added to your policy. Otherwise, damage to them won’t be covered, which can end up costing you a great deal of money.

Added Coverage

If you have had to file a claim because someone got injured while visiting your home or one of your family members caused damage to someone else’s property, you may want to consider increasing your coverage levels. This way, when you go to file a claim, you don’t have to worry about exceeding the coverage. It prevents you from having to pay out of pocket for more than just the deductible.

Additionally, you may want to explore a better cost for your home insurance. Different insurance companies provide different rates. Even if you went with the most affordable company in the past, they may no longer be the most affordable.

Call us at Neff & Associates Insurance Services Inc to learn more about your home insurance. We can take a look at how upgrades or changes to the policy can benefit you in Pismo Beach, CA. It will offer you a greater level of peace of mind to get you through the rest of the year.


Why commercial insurance should be at the top of your new business to-do list

Opening a new business can be an exciting and nerve-wracking proposition. There are a million and one details to sort out, and of course, there is always the stress of launching something new. If you are looking to open a new business, it’s important that obtaining commercial insurance is at the top of your list! The team at Neff & Associates Insurance Services Inc is here to help the business owners in the greater Pismo Beach, CA area obtain commercial insurance. We are proud to serve the insurance needs of our community. 

Don’t overlook the importance of commercial insurance

Owning a business takes a lot of time and effort, and can become almost like another child. It takes a lot of commitment and dedication to nurture your business to make it successful. Making sure that you have the appropriate commercial policy in place from the get-go is an effective way to protect all of your hard work. Meet with a professional agent before you open for business, and enjoy the peace of mind that comes with knowing that you have the coverage that you need. A comprehensive commercial insurance policy can help you in the event of certain natural disasters, theft damage, and losses to your inventory or equipment. Don’t take a chance with all of your hard work! Make sure that you have the appropriate coverage to meet all of your commercial needs. And don’t forget that as your business grows, your insurance policy will need to grow along with it. 

Want to learn more about the commercial insurance options that are available in the greater Pismo Beach, CA area? Contact the team at Neff & Associates Insurance Services Inc today and schedule a consultation.