If you rent a house, townhouse, or apartment in Pismo Beach, CA, you should have a renters insurance policy — and it should be your own, individual policy. Renters insurance policies provide tenants with important protections, but they rarely cover more than one individual or family. Here’s why you need your own policy, along with how we at Neff & Associates Insurance Services can help you find an affordable one.
You Need Your Own Renters Insurance Policy
Even if you rent an apartment with a roommate, you need your own renters insurance policy. Polices rarely extend their protections which may include protection against fire, theft, and other perils to people who aren’t immediately related to the policyholder. In other words, unless you’re married to your roommate, you can’t rely on their policy to protect you.
You shouldn’t go without renters insurance, though, because the protections a policy affords could save you thousands of dollars if something happens. Unless you are financially sound enough to recover from a disaster yourself (in which case you’d probably own your own place, not rent), you should have renters insurance to protect you from covered incidents.
Get a Quote on Renters Insurance
Many lessees who don’t have renters insurance are surprised at how affordable policies are. Renters insurance policies are often among the least expensive insurance policies.
To see just how little you could pay for renters insurance, let our independent insurance agents get you a quote — or several. All of our agents are licensed in California and are independent agents, so we can pull quotes from every insurance company in the state. We’ll make sure you find the lowest priced option that you qualify for. Let us know you’d like a quote on renters insurance by contacting us via our website.