Protecting your classic car is not always a straightforward proposition, as there are many different factors that contribute to the type of policy and the level of protection that you need. Don’t let the time and investment that you have put into your vehicle go up in smoke! The team at Neff & Associates Insurance Services Inc are proud to serve the Pismo Beach, CA area and help our clients find the policies that suit their protection needs. Classic car policies can be a little bit less straightforward than coverage for other vehicles, but working with a professional agent can help to ease the process.
There are companies that prefer clients who store their classic cars in a secured garage. By taking the extra step of keeping your car at a storage garage, you can sometimes find a greater selection of options for your policy; and temperature controlled garages can improve your position even more.
Finding the Right Policy for Your Classic Vehicle
Your policy can vary due to several different factors such as:
- Is the car a restoration or built from a kit
- Do you drive the vehicles or do they only come out for classic car shows
- Is the vehicle stored in a temperature controlled storage facility
These are the main considerations that you and your agent should take into account when selecting the most appropriate coverage option for your classic car.
Learn More About the Options Available to Protect Your Classic Car
At Neff & Associates Insurance Services Inc we understand that a classic car is a lot more than just a hobby. If you are in the greater Pismo Beach, CA area and want to learn more about your coverage options, contact us today.
Condominium insurance can be confusing, and many of our clients come to us with questions about condo insurance. At Neff & Associates Insurance Services Inc we understand that the insurance selection process can be difficult at times, and we are here to help! If you are in the greater Pismo Beach, CA area and have questions about how to best protect your condominium, call us today!
The Condominium Owners Association Policy Probably Covers Less Than You Think
Unfortunately, if you are relying on your COA policy to protect you in the event of a loss, it is likely that you will be disappointed. Typically, the building insurance that covers condos in California covers common areas, and the structure itself. In the event that there is a catastrophe, fire, or break-in the personal items housed in your unit will not be covered. Supplemental protection can give you the peace of mind that comes with knowing that you can file a claim in the event of a loss.
In simplistic terms, the building coverage stops once you walk through your door. In situations where there is a leak from another unit, or a neighbor starts a fire, such events will likely not be covered. It is always a good idea to work with a full-service agency to better understand the coverage that is available and the level of protection that your situation requires, as there are many different types of condo insurance available.
Still, Have Questions? Contact Us Today
We are proud to serve the greater Pismo Beach, CA area and want our clients to rest easy knowing that they have the coverage that they need. If you need condo insurance or would like to review your current policy, contact Neff & Associates Insurance Services Inc today.