Four Reasons to Choose Quality Classic Car Insurance

If you own a classic car, you need to take great care of it. Whether you spent a lot of time and effort restoring it or bought it already restored, keeping it safe requires the right kind of insurance policy. Neff & Associates Insurance Services Inc. is here to help if you’re in the Pismo Beach, CA, area and looking for classic car insurance. Here are four reasons to make sure you choose a good policy to meet your needs.

1. You Need More Than Standard Auto Insurance

A standard auto policy doesn’t cover the unique needs of a classic vehicle because they have different needs when it comes to parts and repairs.

2. You Want to Have Plenty of Peace of Mind

When owning a classic car, peace of mind is extremely valuable, and the right insurance policy will help you experience that peace of mind more fully.

3. Getting Coverage Through an Agent Helps Keep You Protected

When you choose a policy through working with an agent, you’ll know that you’ve been given options to choose from and guidance on picking the best one for you.

4. It’s Important to Have Someone to Answer Questions

You may have questions even after you find a policy, and you deserve answers from a dedicated agent committed to helping.

Get in touch with us at Neff & Associates Insurance Services Inc. today if you’re in the Pismo Beach, CA, area and looking for a classic car insurance policy you can rely on. We want to help you get the right policy for your needs so you can show or even drive your classic car with confidence and enjoy it as much as possible.

What a Pismo Beach, CA Business Owner Should Know About Home-Based Business Insurance

You aren’t legally required to buy home-based business insurance to set up and run a home-based business in Pismo Beach, CA. However, there are many good reasons to consider buying one or more policies.

Compensation for Equipment and Inventory

A home insurance policy won’t usually cover more than $2,500 worth of business property. If you have expensive equipment and inventory at home, you’ll want a policy that will provide compensation if this equipment is stolen, vandalized, or damaged in a natural disaster such as a flood or fire. 

Coverage Outside the Home

Are you a self-employed expert who takes expensive business equipment outside your home? If so, you’ll want coverage in case of damage. Photographers, carpenters, and contractors are some of the many professionals who can benefit from home-based business insurance that covers vital business machinery and tools even when they’re not used in a business owner’s home.

Liability Coverage

Some businesses are more likely to incur liability claims than others. Even so, almost every home-based business can benefit from home-based business liability coverage. This type of insurance covers third-party accidents in your home, damage to a client’s property, copyright infringement claims, and even advertising injury. 

Get Personalized Advice from Neff & Associates Insurance Services Inc.

Neff & Associates Insurance Services Inc. has many years of experience providing Pismo Beach, CA, business owners with top-tier insurance. We are locally owned and operated and take pride in helping each business owner find the policy that best suits their needs. Contact us to learn more about business insurance, review our policy options, or get a quote.