Make Sure Your Computer’s Covered Anywhere It Goes with Renters Insurance

Personal computers have become an extension of daily life. People spend a lot of time on their laptops, and they take their notebooks with them almost everywhere they go. If you, like many people, use your laptop outside of your home, make sure it’s insured anywhere you take it. If you rent an apartment in Pismo Beach, CA, you may be able to find a renters insurance policy that will insure your laptop.

Some Renters Insurance Policies Insure Laptops

Coverage for your laptop would fall under the personal property coverage section of a renters insurance policy. This coverage is a mainstay of most renters insurance policies, but many policies have exclusions, conditions and limitations that amend their coverage of electronics, including laptops.

If you’re looking for a renters insurance policy that will protect your laptop, first check the personal property coverage exclusions and limits of each policy you’re considering. You’ll want a policy that doesn’t exclude your notebook, and one that has limits higher than your computer’s full value.

Additionally, you may want a policy that provides worldwide coverage for your laptop and other belongings. Worldwide coverage isn’t available in all renters insurance policies, but some offer it. Those that do will detail precisely what the coverage includes. In general, worldwide coverage is intended to provide protection wherever the covered item is in the world. If you have a policy that covers your laptop with worldwide coverage, your computer may be protected when it’s:

  • in your car overnight
  • on a coffee shop table while you’re in the restroom
  • in a hotel room while you’re at the hotel’s pool

Our Agents Can Help You Find Worldwide Coverage

If you’d like help finding a renters policy that provides worldwide coverage for your laptop, contact us at Neff & Associates Insurance Services, Inc. We have independent insurance agents who can help you find a policy that includes the coverage you need for your computer. Contact us through our website or give us a call to speak with one of our agents today.


Keep Your Car Running In Pismo Beach For Longer

When you are in Pismo Beach, California, you likely drive a car. You want your car to last as long as possible, and there are various ways for you to extend its life by following a few basic tips. By understanding more about your car, you may be able to extend the life considerably.

Our goal at Neff & Associates is to ensure that you have everything you need in order to be safe on the road. This includes not only auto insurance, but ways to keep your car running. There is no need to spend more than what is absolutely necessary, and this includes auto repairs.

Removing junk out of your trunk can be one of the best ways to ensure your car runs smoothly. Added weight in the trunk can cause problems with the balance, alignment, and more. If there are things that don’t need to be in your trunk, take them out.

Check the pressure on your tires on a weekly basis. Approximately 36% of cars on the road are driving around with a lower than recommended psi. The recommended psi is found on your driver’s side door or in your owner’s manual. Ensure the tire pressure is proper so that you can get the best fuel efficiency and avoid flat tires.

You should also avoid running your A/C too much. Your A/C is powered by your engine, and if you are using it for extended periods of time, you are putting a considerable amount of strain on your engine. On cooler days, drive with the windows open, or park your car in the shade so that you don’t have to use your air conditioning at full blast.

At Neff & Associates Insurance Services Inc, we want to help with insurance. You can call our independent agents to get help with quotes and more for your auto insurance in Pismo Beach. Call now and learn more about buying a policy.