Classic Car Insurance Requirements in Pismo Beach, CA

If you are curious about classic car insurance in the city of Pismo Beach, CA, you might want to see what an insurance agency, such as Neff & Associates Insurance Services Inc, can tell you about it.

If you are driving a car in California, you need to have proof of insurance in your vehicle. It will need to be furnished in different situations, including when law enforcement officials request it when you are renewing the registration on your vehicle, and when there is a traffic collision.

Classic car insurance is a little bit different in that it covers your vehicle for an agreed value that has been decided by both you and the insurance company. Unlike regular cars, classic cars are generally only going to appreciate in value, especially if you care for them well and/or restore them. If you are driving a classic car, you will be required to have classic car insurance in the state of California, as state-mandated liability coverages apply to classic cars as well. You will need coverage for liability, comprehensive coverage, collision coverage, coverage for medical payments, and coverage for uninsured/underinsured motorists.

However, you should be aware that you cannot use a classic car as a primary driving vehicle; this is a requirement set in place by insurance companies. There is also a restriction on how many miles you can put on the car each year; this typically will not go above 7,500 miles per year, although it varies by state.

If you are interested in learning more about classic car insurance in Pismo Beach, CA, feel free to contact the professionals at Neff & Associates Insurance Services Inc. They will be able to answer questions that you might have and point you in the right direction when it comes to the policy for you.

Why CA business owners are turning to comprehensive commercial policies to protect their companies

Are you a business owner in the greater Pismo Beach, CA area? Neff & Associates Insurance Services Inc is here to help you meet your commercial insurance needs! Owning your own company can be much more than a full-time job and it’s important to have appropriate commercial insurance coverage in place. CA businesses are turning to comprehensive commercial policies to increase their protection and peace of mind!

Protect all of your hard work

You’ve worked hard to build your business and a comprehensive commercial policy can help protect all of your efforts. Comprehensive policies can offer robust protection of your property, equipment, and inventory. Additionally, there are features such as Business Interruption coverage that provide protection that most basic policies do not offer. Basic insurance policies are a good foundation for early-stage firms. The protection needs for your more established business may have outgrown the coverage that you now have. 

Every business is different and has its own unique set of insurance requirements, and boosting commercial coverage to a comprehensive policy is an effective way to ensure that your company is well protected. Now is a perfect time to review your current policies and address any gaps in coverage that may be present. Insurance needs to change as a company grows, and what may have worked in the past may now be insufficient.  With a comprehensive policy that provides the coverage you need you can rest easy knowing that your hard work is protected!

Contact us today!

Neff & Associates Insurance Services Inc is here to work with all types of business owners in the Pismo Beach, CA community. Let’s take a look at your in-place commercial coverage and review comprehensive policy options that may be right for your firm.