Umbrella Insurance in California
Umbrella insurance provides additional protection, above and beyond that of your underlying insurance policies. Because anyone can face a claim that exceeds their auto’s or home’s policy limits, everyone should have the extra coverage that umbrella insurance affords. Should you be in a pile-up while driving by Monarch Butterfly Grove or if your home burns down while on a picnic at Pismo Pier, umbrella insurance will make sure you are covered for all your losses--not just your underlying policies’ limits.
For residents of Pismo Beach, CA, umbrella insurance provides all-around protection. Unlike most insurance policies, umbrella insurance is not designed to protect a specific asset. Instead, it provides supplemental coverage for all of your assets, provided the required underlying policies are in place. Often, policies extend this coverage no matter where your possessions are, at home in California or anywhere else in the world.
In addition to protecting belongings, umbrella insurance also protects people. Most policies will supplement your liability and personal injury coverage from your auto and home policies. Umbrella insurance will also add protection against slander, in case you are accused of maligning someone’s good name.
Consider Umbrella Insurance
If you do not already have an umbrella insurance policy, consider purchasing the additional protection you need to stay safe in this unsure world. Contact one of our Pismo Beach, CA umbrella insurance agents to see just how little this additional coverage costs. All of our agents are independent and licensed in California, and they would be happy to help you understand how umbrella insurance might fit into your overall insurance portfolio.