The Importance of Comprehensive Auto Insurance: What You Need to Know

There are several types of auto insurance coverage, including liability, comprehensive, and collision. It’s essential to understand which kinds of coverage you have and which ones are required so you don’t end up putting yourself or your vehicle at risk. If you’re in the Pismo Beach, CA area, Neff & Associates Insurance Services Inc can help you find the right coverage today.

Understand Your Auto Coverage

Most people understand that they need liability coverage and that it’s required by law. They may also be aware that having a lienholder on the vehicle means they need to have collision coverage. But what is comprehensive, and what does it protect you from? This coverage is often called "fire, theft, and glass breakage." It’s a step up from the standard liability but doesn’t include the protection that collision insurance offers.

To decide if you need or want this coverage on your vehicle, working with an insurance agent can help. That way, you can get the information you need to make a knowledgeable decision about protecting your vehicle. You don’t want to be without the required coverage, and in most cases, there is value in having additional protective measures on an essential asset like your car, truck, or SUV. There are also different deductible and level options to choose from.

If you’re unsure whether comprehensive auto insurance is something you should have, let Neff & Associates Insurance Services Inc talk you through everything this coverage level offers and what you can expect from it. We want vehicle owners throughout the Pismo Beach, CA area to be protected and feel confident they’re taking good care of their vehicles. Reach out to us today for the vehicle insurance information you need.