Regions in the US With Greatest Flood Risks

To make intelligent insurance decisions, it is vital that you fully understand the types of risks your home may have. At Neff & Associates Insurance Services Inc, we are here to help the residents of Pismo Beach, CA, and the surrounding areas better understand flood risks and flood insurance. Keep reading to learn about US regions with the greatest flood risks. 


Texas is at significant risk for flooding as it sits in the Gulf of Mexico. This region of the US is notorious for hurricanes, which can bring devastating floods yearly. Parts of Texas are also below sea levels, which increases flood risks. You should understand that not all of Texas is at the same levels of flood risk, though. If you are concerned about flood risks, you need to talk with an insurance representative concerning flood insurance in your area. 


Florida is a peninsula which means it has a great deal of surface on the coast. Some of the coasts fall on the Atlantic side, while the rest of the peninsula faces the Gulf of Mexico. The Gulf of Mexico, as well as the Atlantic ocean, both carry hurricane risks each year. These factors work together to create a huge flood risk for residents of Florida, especially those dwelling on the coast. 


California has a vast coastal area that can be prone to flooding. California is also prone to wildfires and landslides, which can also work to create flooding situations. Earthquakes, which are not uncommon in California, can also contribute to flooding. 

If you are concerned about flooding in your area and would like to learn more about flood insurance, please contact us at Neff & Associates Insurance Services Inc, serving Pismo Beach, CA, and the surrounding areas.