Motorcycle insurance is something that is essential for anyone that plans on driving a motorcycle. In most cases, those that do ride a motorcycle are going to be over the age of 18 which means that having a policy when under the age of 18 is not really an issue. For other riders, there may be some issues with obtaining a policy. For those that live in the Pismo Beach, CA area, the agents with Neff & Associates Insurance Services Inc can help you find the policy that is going to work best for you.
In most cases, you need to be over the age of 18 in order to have a policy on your own without the name of a parent or legal guardian on the policy. Insurance companies do this for a few different reasons. For starters, they require a policyholder over the age of 18 in order to make sure the policy is going to be paid, to make sure that if there is an accident there is someone that is over the age of 18 to hold accountable, and because it is not legal for anyone under the age of 18 to enter into a legal and binding contract which is what an insurance policy essentially is.
For those that are under the age of 18 and need a motorcycle policy, it is going to be the most beneficial to take out coverage on your parent’s policy so that you can be covered while on the road. You also want to make sure you have the right coverage and that you are going to have the right registration and the right permits to drive even though you are under 18.
For those in the Pismo Beach, CA area, the agents with Neff & Associates Insurance Services Inc can help you to find the right policy for you.