California Flood Insurance: Maintenance Tips to Help Flood Proof Your Home

When you live in California, flooding can be on your mind. Flood insurance is a good way to ease some of that pain.  You can also take some measures to floodproof your home so that you won’t have to make a claim.

At Neff & Associates Insurance Services Inc., we want Pismo Beach, CA residents to manage their homes so that when floods arrive, the crisis isn’t as big as it looks.

Use these tips to floodproof your home.

Elevate Your Boiler

When you have boilers and air-conditioning units in lower levels of your home, invest in ways to elevate them. These are areas that flood damage will find first. Build a platform or bring the elements higher so that risk is minimal with flood damage. 

Install a Sewage Water Backup System

A sewage water backup system will prevent a major and costly disaster. This will prevent any sewage damage from entering your basement. When a basement floor backs up, this device could save you. This will often get you some reductions on your home insurance premium as well.

Exterior Changes

You can add swales and depressions to runoff areas outside your home in order to prevent floods and backup. A contractor that is experienced in exterior flood protection can help you, and this investment will be worth the cost. This is an investment that only needs to be made once, with maintenance every year, and it will pay for itself in time.

Get a Quote

When you have a home in California, flood risks are on your mind. Flood insurance can help you in this crisis when home maintenance tips can not. At Neff & Associates Insurance Services Inc., we want Pismo Beach, CA residents to have the coverage they need in order to feel more secure in these crises.