Will my condo insurance pay for the repair of the pipes that burst under my kitchen sink during a winter freeze?

Condo insurance is similar to homeowner’s insurance in that it covers your condo’s structure(interior), walls, floors, appliances, and personal items. This insurance can pay for repairing and replacing items or structures within your condo unit. Our team at Neff & Associates Insurance Services Inc can help Pismo Beach, CA condo owners get the coverage they need.

What Does Condo Insurance Cover?

Condo insurance will compensate for theft, vandalization, the repair or replacement of walls and floors, appliances, and more. Condo insurance also provides coverage for fire and water damage. If your home is damaged by water, condo insurance will repair the damage if possible. If not, condo insurance will pay for the replacement of the damage. 

Will Condo Insurance Cover my Burst Pipes?

If your pipes burst from an unexpected freeze, your condo insurance will cover the repair or replacement of your pipes. Typically, your condo insurance will pay for the cleaning, repair, and replacement of your pipes and the cleaning and repair of anything damaged due to your pipes bursting. This includes your floors and flooring, drywall, furniture, and anything else that was affected or incurred water damage from your burst pipes. 

Other Considerations…

Although condo insurance will cover the repair or replacement of burst pipes, there are situations where a burst pipe or pipes won’t be covered. If your pipes burst due to neglect or some other circumstance caused by you, your condo insurance won’t pay for the repairs. However, if you have questions regarding what’s covered by condo insurance, give us a call. We’d be happy to answer your questions.