When Is Flood Insurance Worth the Investment?

Did you know that living by the ocean has a lot of benefits? In fact, numerous studies have been conducted that reveal living by the ocean is actually good for your health. From reducing stress to providing you with great scenery when exercising outside, there is so much to enjoy when you live near the water. For now, though, let’s take a closer look at the benefits of living by the water as well as whether or not you should invest in flood insurance if you live by the ocean.

Benefits of Living By the Beach

Back in the 18th Century, it was not uncommon for doctors to prescribe trips to the ocean to clients who were suffering from certain ailments, including anxiety and depression. Studies have shown that when people are near the water, they are more relaxed. Data collected in England even found that those who live close to the coast are actually in better health than those who don’t. 

What About Vacationing on the Beach?

If you don’t own a home by the ocean, there is no need to fret. A simple vacation to the water is a great way to take advantage of the health benefits that coastal living can provide. Even better is that you can switch up your vacations from one destination to the next, giving you the option to check out several oceans. You can even travel overseas if you prefer. 

What About Flood Insurance?

If you have a home on the ocean, you will definitely want to protect it with flood insurance. Homes by the ocean are commonly affected by harsh weather, including hurricanes and tsunamis. With the right flood insurance, though, you can rest assured that your property will be protected even in the event of damage. 

Call Neff & Associates Insurance Services Inc today serving the Pismo Beach, CA area to learn more about flood insurance.