What Does Umbrella Insurance Cover?

There are all kinds of insurance options for you and your home. You likely already have home owner’s insurance and you should also have auto insurance and other coverage that protects other additions, such as boating and RV insurance. However, you may have come across umbrella insurance and wonder what exactly it is. Well our team at Neff & Associates Insurance Services Inc can help you out with that. So whether you live in or around Pismo Beach, CA here is everything you need to do. 

Additional Liability Insurance

If someone slips and falls on your sidewalk, trips down your stairs, or is injured by your vehicle, you may be sued. When you are sued your regular insurance policy may cover a small portion of the legal fees, but chances are you’ll be paying much of this out of pocket. With umbrella insurance coverage you bring about added protection. With the additional liability coverage you’ll protect yourself and have the necessary financial support from the insurance company to pay for the legal fees and other expenses. 

Peace of Mind

Accidents happen. Whether out on the road or inside your home, there are times where you can’t prepare for an accident because these issues do come about. However, while you can’t always prepare for an accident you can always protect yourself in the event of one. With umbrella insurance coverage you’ll protect your home and all of your financial assets. 

Giving yourself extra liability protection for your property and other valuables is always a quality investment. So whether you live in or around Pismo Beach, CA the team at Neff & Associates Insurance Services Inc are here to help you out every step of the way. All you need to do is give the team a call.