Sourcing splendid motorcycle insurance in Pismo Beach, CA can be a frustrating mission. Motorcycle ownership is a dream come true for any Pismo Beach CA resident. Getting a good motorcycle insurance policy in Pismo Beach, CA safeguards you, your motorcycle, and other road users. Regrettably, most motorcycle riders ignore procurement of this crucial coverage, viewing it as a recurring expenditure. Motorcycle insurance will guarantee your protection and instill peace of mind, regardless of whether your motorcycle is operational or in storage during the winter spell. Connect with our agents at Neff & Associates Insurance Services Inc serving Pismo Beach, CA and its surrounding community.
Is motorcycle insurance mandatory in California?
Motorcycle insurance is legally required in California, and you must produce it before registering your motorcycle. Hitting Californian roadways without motorcycle insurance can attract dire consequences like fines and suspension of your license. The levels of liability insurance coverage advocated by the state of California include bodily injury and property damage. The state-mandated requirements in motorcycle insurance may not be sufficient in protecting you in the event of an accident. There are other optional coverages for your motorcycle:
Collision coverage: It’s designed to cater to costs for repairing or replacing your motorcycle arising from a collision with another vehicle or stationary object, including a post, tree, or guardrail.
Comprehensive coverage: It pays the cost for repairing or replacing your motorcycle arising from non-collision-related damages like falling objects, vandalism, and theft.
Un-insured or under-insured motorist coverage: If you are engaged in a hit and run accident with your motorcycle with a motorist who is inadequately covered or doesn’t have any insurance, this policy caters to the medical costs of your injuries and other passengers as well.
Medical payments coverage: It helps cover reasonable and essential medical expenses, including X-rays and ambulance rides to take care of injuries inflicted on you and your passengers boarding your bike.
Are you a motorcycle owner in Pismo Beach, CA looking for proper motorcycle insurance coverage? Don’t look beyond Neff & Associates Insurance Services Inc. Call or visit us today, and our dedicated team will help you get motorcycle insurance to meet your needs and budget.